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As a family-owned-and-operated company, First Choice Insurance knows how important it is to have coverage for yourself and your loved ones. Whether you need homeowners insurance, car insurance quotes, or any number of other services, First Choice Insurance has options that are both comprehensive and affordable.

As experts who specialize in SR-22 insurance policies, the First Choice team also knows how difficult it is to procure insurance when you have a less-than-stellar driving record. They also know all about how credit history can "drive" (no pun intended) your auto premiums.

According to the Wall Street Journal, even if you have no credit, your premiums are apt to be 65% higher than the rates drivers with great credit enjoy. And if you have average credit, you might find yourself paying up to 24% more. Premiums are based on numerous factors, including your marital status and the type of car you have, but your consumer credit history is always going to be a major component, no matter what. Generally, any FICO score that falls below 620 is considered poor, while any score above 760 is considered high. This means that checking your credit and knowing exactly where you stand is advisable.

However, even if you have rock-bottom credit, the team at First Choice Insurance can help. As a compassionate company who understands that human error is natural, they’re proud to be able to offer insurance for everybody—and they can help you find the coverage you need to get yourself, and your car, back on track and back on the highway.

To find out more, call First Choice Insurance today at (513) 860-0666. The policy you need and deserve is just a phone call away—and it won't even cost you a fortune to get it!

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