From tractors and barns to livestock and crops, farmers have much at stake when it comes to their financial livelihood. Having a reliable farm insurance policy ensures there's protection in place to cover the unforeseen. The Oakland, Iowa-based Hummel Insurance Services has earned a reputation for providing quality coverage for over 75 years. The locally-owned agency understands farmers’ needs by offering a wide range of policy options.

Barns, stables, and silos are just a few of the structures covered by Hummel Insurance Service's plans. Policyholders can secure protection designed to pay for damage caused by tornadoes, storms, and other perils.

Policies to protect homes and other residential properties on farm surroundings are also available. One of the benefits of having coverage is protection extends to personal items located inside houses such as furniture and appliances.

If the policyholder or visitor gets hurt on the farm, a liability plan will pay for medical expenses. The insurance also includes picking up the tab for wage loss while the injured person recovers and any lawsuit claims.

For those special areas not covered by traditional farm insurance, country estate coverage is also available. The policy is typically secured by rural homeowners who have smaller acreages of land. Policyholders are usually required to meet certain annual gross income requirements to be eligible for coverage.

Veterinary care and medical expenses are just a few of the benefits of equine insurance for horses. Policies can include paying for claims associated with theft, death, and loss-of-use for performance animals.

 

These are just a few of the many farm insurance policies offered by Hummel Insurance Services. Give their independent agency a call today at (712) 482-6424 to discuss coverage options and receive a no-obligation insurance quote. Visit their website for more information on plans to protect your farm.