There is no one-size-fits-all solution when it comes to auto insurance. Every policy should be tailored to the driver’s individual needs, which makes it essential you take the time to find the most suitable coverage. To ensure your vehicle and finances are adequately protected, there are a few steps you should take during the shopping process. The professionals at Ebert Agency have proudly served the residents in and around Foley, AL, for almost 90 years. In all that time, their commitment to providing quality insurance products at affordable prices has never wavered.

Below, they suggest a few tips you can use to make sure you buy the right auto insurance:

• Compare Policies From Different Providers: The details of a policy can vary greatly from company to company, so you should make a side-by-side comparison of the same types of coverage to see what you’re being offered. You must also take into account the minimum liability you’re required to carry. In Alabama, this is $25,000 for bodily injury or death per person, $50,000 for bodily injury or death per accident, and $25,000 for property damage. Aside from this, there are many other options available, including collision and comprehensive coverage. Go over each of these thoroughly to make certain you put together a plan that covers all your needs.
• Consider Costs & Claim Discounts: Cost is likely to play a big factor in the coverage you choose. Before searching through the marketplace, it’s important to establish your budget, so you know how much you can realistically afford to pay for insurance. Once you’ve determined this, it’s a good idea to have an experienced insurance agent collect all your quotes. They can go through each one with you to explain what they include. In addition, they will see which discounts you qualify for to help you save the most on your premium.
• Carefully Research Insurance Companies: Not all insurance companies provide the same caliber of products or service, so it’s just as crucial to carefully select your carrier as it is your policy. Do your research to find out which companies seem to be the most reputable in the industry and highly regarded among consumers. Look for a carrier that shows financial stability to make sure they can provide you funds in the event of an accident, and learn how they handle their claims process.

Regardless of the type of vehicle you drive, the best auto insurance will include a combination of quality coverage with maximized savings. The more effort you put into shopping for the right policy, the greater peace of mind you can have about being properly protected. Contact Ebert Agency at (251) 943-2281 to request a quote, or visit them online for a full list of personal insurance options they offer.