Winter weather can cause serious roof damage; fortunately, your homeowners insurance policy can defray the restoration costs. Filing an insurance claim for roof repairs can be complicated, so Buffalo Roofing, LLC of Kearney, NE, wants to simplify the process. Since 2009, they’ve been helping homeowners get the financial assistance they need to recover from a severe weather event.

How to File an Insurance Claim for Roof Repair

1. Take Photos of the House

If a storm is in the forecast, take photos of the house in case you need roof repairs later. Take more pictures after the storm, as soon as it is safe, so you can compare the original and current conditions of your roof and prevent any objections from the insurer. 

2. Review Your Homeowners Policy

Read your insurance policy to find out what is covered, what is excluded, and whether the age of your roof affects repair claims. Some companies depreciate the value of a roof as it ages and limit payments to the adjusted amount. Others only depreciate the value once the roof reaches a certain age, often 10 years, while still others cover the full amount regardless of age. 

3. Contact Contractors

Contact multiple reputable roofing contractors to request quotes for the repair job. Your insurer will take these estimates into account when deciding how much the company will pay.

4. Contact the Insurance Agent

Contact your homeowners insurance agent to start the claims process. They will send the proper paperwork or direct you to online forms. When filling out the application, include the estimates you received for the roof repairs.

Buffalo Roofing, LLC has been the most trusted roofing contractor in Central Nebraska for nearly a decade. For the past two years, they have named Best in Kearney, for their roofing and siding services. Visit their website to learn more about their roof repair options, then call (308) 224-3163 to request an estimate.