If you’re like many Americans, you probably signed up for an auto insurance plan without really thinking about all of your coverage options. The insurance experts at First Choice Insurance, in Fairfield, OH, know how confusing it can be to choose the right auto insurance plan. Drivers who have poor credit, suspended licenses, driving record strikes, or even no driving record can have trouble finding an affordable auto insurance plan that offers adequate coverage.

If you’re not sure if you have adequate insurance coverage on your vehicle, just go through this easy checklist provided by First Choice Insurance:

• Is your SR-22 insurance too expensive? Many drivers who have SR-22 auto insurance policies overpay for them because they don’t think they have any choices. If you’re having trouble affording your monthly SR-22 insurance payments, then it might be time to look at all of your options. First Choice Insurance specializes in getting drivers cheap car insurance no matter their background. 
• Are you protected from drivers who don’t have adequate insurance? Not all insurance plans include uninsured motorist coverage. If your policy doesn’t include this coverage, you’re taking a huge risk. If you get into a collision with a driver who doesn’t have insurance (or doesn’t have enough insurance), even if you aren’t at fault, you could end up paying for repairs out of your own pocket.
• Do you have comprehensive auto insurance coverage? Comprehensive coverage helps pay for any non-collision damages to your vehicle (like in the case of a flood or if a tree branch falls on your car). Not everyone needs comprehensive coverage, but if your car is less than 5 years old, then you should have it. Check your policy to be sure you're protected.

If you have any questions or want to make sure you're getting the best possible deal on your auto insurance, call First Choice Insurance at (513) 860-0666 for a car insurance quote today.