If you’ve ever been tempted to drive without car insurance to save some extra money, it’s crucial you carefully reevaluate that decision. Choosing to go without coverage will leave you vulnerable to great financial and legal risk, which can have a detrimental impact on your future. Here are just a few of the reasons why having a policy is necessary.

Why You Need Car Insurance

1. Comply With the Law

You must carry car insurance because it’s the law. Most states require drivers to have a minimum amount of liability coverage to pay for any damages they cause in an accident. If you are caught driving without adequate insurance, you may be ordered to pay a hefty fine and could face a license suspension.

2. Protect Yourself From Significant Financial Loss

Car insurance is designed to protect drivers from experiencing significant financial loss in the wake of an accident. Traffic collisions are expensive, especially if you’re found to be at fault. You will be responsible for paying for damages caused to the other vehicles involved and the medical bills of those who were injured. If you don’t have insurance, you may be sued to recover these costs.

3. Get Back on the Road Quickly

While liability insurance will cover the expenses associated with another party’s damages, collision and comprehensive coverage will pay to fix your vehicle after a crash. There’s a good chance you won’t have the money to pay out-of-pocket for expensive repair bills, so insurance helps protect your investment and get you back on the road as quickly as possible.

If you’re ready to protect yourself and your vehicle, the car insurance specialists at the Edwards Insurance Agency provide a painless shopping experience for Sparta, WI, residents. They are committed to helping clients find the highest quality coverage at affordable rates.  Contact them at (608) 269-4512 to request an insurance quote, or visit them online to learn more about their options.