While accidents happen now and then, sometimes, they can adversely affect a driver’s record and ability to acquire auto insurance. High-risk auto insurance is a way for drivers to continue driving while proving they are capable on the road. Farmers Insurance in Mountain Grove, Missouri, specializes in getting drivers back on the road with this unique type of insurance. Below they have outlined what you need to know about high-risk auto insurance. 

High-Risk Insurance Gets You Back Behind the Wheel

If your driving record is affecting your ability to acquire affordable insurance, inquire about high-risk auto insurance. This unique insurance allows you to continue driving while working with any court or state-mandated requirements you might have. With this unique type of insurance, the company you work with will file a document called an SR-22, which proves to the court system that you are meeting the state-required insurance minimums. 

There May Be Other Requirements

Depending on your situation, you may be required to complete driving classes, court appearances, or other obligations to have points removed from your record. Work with your insurance agent to make sure you’re meeting the requirements necessary to restore your driving record. Remember that high-risk auto insurance is not forever. Once you’ve completed the requirements, you can shop around for regular auto insurance. 

Accidents happen to the best of us. If you have questions regarding high-risk auto insurance, or if you have points on your driving record, it’s best to consult a reputable insurance agent to address your needs. In addition to high-risk auto insurance, Farmers Insurance can help you with your other needs, including motorcycle insurance, or life insurance. Call them today at (417) 926-7900, or visit the website for more information.