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If you sustain injuries on the job, knowing you can recoup the costs associated with treating them through worker’s comp will provide peace of mind. What if your claim is denied, though? Unfortunately, even those who have a qualifying injury and are eligible for coverage can receive a rejection when they apply for benefits. Below, the compassionate team at Curt Davis Law Office PLLC in Somerset, KY, shares just a few common reasons worker’s compensation claims are denied.

3 Potential Reasons Your Worker’s Comp Claim Was Denied

1. No Witnesses

If the incident that resulted in your injuries was not captured on surveillance cameras and there were no witnesses around to see it happen, your employer’s insurance provider will likely challenge your claim. In such a scenario, an accident lawyer can review the circumstances of the case and help you determine the best way to prove your claim. You can mitigate this issue in the future by reporting any serious injuries in writing as soon as they happen and by sharing the exact same details with all relevant parties when you do.

2. Missing Documents

worker's compThe worker’s comp claim process is complicated, and details often fall through the cracks when injured employees try to navigate it on their own because they should be focusing on recovering. For example, a claimant can easily forget to include an essential document in their application. In such a scenario, the insurance company might reach out and ask for supplementation, but it is more likely they will reject the claim entirely so they can process the next one.

3. Discrepancies Between Reports

If there are any discrepancies between the initial accident report, eyewitness testimony, and your medical records, the insurance company may simply reject the claim instead of asking for clarification. For this reason, it is essential to keep your story the same when discussing the incident and your subsequent injuries with supervisors, co-workers, and health care professionals.

If your worker’s comp claim was denied and you’re not sure why, contact Curt Davis Law Office PLLC in Somerset, KY. Serving clients throughout Pulaski County and the surrounding areas, this firm is dedicated to helping accident victims secure the compensation they deserve. Check out their website to learn more about their experience, or call (606) 378-2525 to schedule an initial consultation. 

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