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If you’re making payments on your vehicle, your lender will probably require you to carry full-coverage auto insurance, but even if you own your car, there are still plenty of good reasons to extend your coverage. The road is a dangerous place, and vehicles aren’t cheap. Full-coverage auto insurance is an excellent way to protect your investment and give yourself peace of mind.

3 Reasons to Carry Full-Coverage Auto Insurance

1. Comprehensive Coverage Is Included

auto insuranceWhile liability and collision coverage protect you from damage caused in an accident with another driver, comprehensive insurance shields you from everything else life can throw at your car. Whether your vehicle is damaged by vandalism, animals, flying road debris, you can relax knowing you’re fully covered. Additional benefits, like rental car and towing fees, ensure you won’t have to pay for anything from your own pocket.

2. Kentucky’s Weather Is Wild

From vicious summer storms to freezing conditions in the winter, Kentucky is no stranger to extreme weather events. Even if you aren’t on the road during a storm, high winds can knock down trees and throw debris, causing immense damage. Fortunately, full-coverage insurance covers anything that happens to your vehicle, even if it’s in your driveway.

3. Accidents Can Be Expensive

Full-coverage auto insurance also includes collision coverage, which will pay to repair or replace your vehicle even if you caused the accident. As long as you have enough coverage, your insurance will pay to buy a new car if your vehicle is totaled.

 

The experienced agents at Charles Adams Insurance Agency have served the Ashland, KY, community for over a century, providing high-quality solutions tailored to meet your needs. As an independent agency, they work with a wide variety of insurers, giving them a variety of products to choose from. Visit the website for more information regarding all of the auto insurance options, call (606) 325-9709 for a free quote, and follow the Facebook page for more advice.

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