Motorcycle insurance is mandated by the law. Every state requires a bike owner to carry a minimum amount of coverage to pay for potential damages and injuries. Aside from being required by the law, there are other reasons you should purchase motorcycle insurance.

There are a lot of options you can add to a policy to keep you protected from all forms of damages. Here are some of them:

• Theft Protection: Motorcycles are easier to steal than cars. According to the National Insurance Crime Bureau, motorcycle theft cases have soared even higher since 2016. Even if the bike itself isn’t stolen, its contents, parts, or accessories are quite easy to steal. Through an insurance provider, you can also buy coverage for these items.  

• Accident Coverage: If there’s a road accident or collision, your motorcycle may suffer from damages that can be costly to repair. This also means the parts and accessories will need replacement. Insurance will save you from exorbitant out-of-pocket costs that follow damage to your motorcycle.

• Liability Protection: Let’s say you collided with a vehicle or structure and your motorcycle has caused significant damage. You can be sued for a lot of money, and there’s no telling how much the repair will cost. In this case, the right insurance policy can protect you from certain expenses related to liability.

• Medical Coverage: We all know bikes offer the least protection when it comes to vehicles. If you or a passenger gets injured in an accident, the costs for medical intervention can be quite expensive. With your motorcycle insurance, you can opt for adequate medical coverage, so you won’t have to worry about paying for hospital bills.

If you want the best motorcycle insurance, the team at Action Auto Insurance Agency in New London, CT, can help. This auto insurance company can match you with the right policies to protect you, your motorcycle, and your passengers. They also offer home insurance and business insurance. Call (860) 444-7224 or visit them online for more information.