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Adding solar panels to your home is environmentally friendly, as well as a way to save on energy expenses. However, many people are concerned solar panels will  affect their insurance coverage. Custis Insurance Service has been serving the Sheffield Lake, Ohio, area for over 60 years. Below they describe how adding solar panels will affect your home insurance policy. 

Your Insurance Premiums May Increase

The majority of solar panels will be installed on your home’s roof. However, it is likely your roof wasn’t designed to withhold the additional load. Hazards include the structural deterioration of your roof, exposure to electrical shock, and the various risks associated with installing the panels. In addition, adverse weather can place pressure and weight on the panels, increasing the risk they will fall or damage part of the home or hurt someone. 

Work With Your Insurance Agent for the Right Coverage

insuranceWith their increasing popularity, it is more common for insurance companies to cover solar panels as part of the standard homeowners insurance policy. Your agent can work with you to find the right coverage for your needs. In addition, they might suggest placement of the solar panels be somewhere other than the roof to mitigate risk and keep your premiums down. If you do decide to install them on the roof, use licensed contractors and quality equipment.

If you have questions regarding how the installation of solar panels might affect your homeowners insurance policy, or you would like a quote for another type of coverage, the professionals at Custis Insurance Service are on hand to answer your questions. You can call them today at (440) 949-7171, or visit their website for more information. 

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