An Overview of Auto Insurance Types

1. Sports Car Coverage

Sports cars are known for speed and aesthetic appeal, and as a result of these characteristics, many car insurance companies require specialized policies. Since they are typically associated with a greater value than a standard automobile, this type of insurance usually offers higher coverage limits and increased protection for theft and vandalism. Depending on the make and model, as well as your driving history, the initial rates may be slightly above basic coverage, but the deductible options are the same.

2. Motorcycle Coverage

Motorcycle insurance is available for any on-the-road vehicle that uses two to three wheels. While traditional models are the obvious choice for this policy, you can also cover mopeds and trail bikes. As with car insurance, it provides financial protection against damage to your or someone else's vehicle as well as issues related to winter storage, such as fire and theft.

3. Rideshare Coverage

Rideshare coverage is a fairly new insurance option, and it's designed for drivers that partner with Transportation Network Companies to earn income. The add-on policy extends your standard auto insurance protections to issues that occur during transportation including medical expenses and liability coverage. Without this extension, any incidents that occur during a job may not be covered.

If you're in the market for affordable and personalized auto insurance, Tim Bryan Insurance in Andalusia, AL, offers a range of options. From standard car coverage to motorcycles and sports vehicles, the highly regarded State Farm insurance agent strives to find each client the right policy for their needs. Request your quote today by calling (334) 222-1460 or through his website.