Recreational vehicles, such as motorhomes and camper vans, are a fun and adventurous way to take the whole family on a scenic vacation. But before you head out, it’s important to make sure you have the proper coverage. It’s common for owners to assume vehicle insurance is enough, but the friendly agents at North American Underwriters in Farmington, CT, explain that RV insurance is necessary to protect your financial investment.
Why You Should Invest in RV Insurance
1. Protect Your Purchase
A new RV is significantly more expensive than an average sedan. Without proper replacement coverage, there is no protection on your investment. If the RV is totaled in an accident, for example, you could be responsible for thousands of dollars in damages.
2. Roadside Assistance
RVs can be quite expensive to tow due to their size and weight. If you break down in the middle of the road, RV insurance can cover roadside assistance costs and provide you with some peace of mind on the road.
3. Liability in Accidents With Other Vehicles
Accidents happen, and insurance is important for more than just your property. It’s crucial to purchase a policy that covers both bodily injury and property damage for third-party passengers and any other vehicles. This precaution will protect you from paying exorbitant out-of-pocket costs in the event of a serious accident.
Don’t forget to buy your RV insurance before you hit the road. For a fair and trustworthy policy in Hartford County, CT, contact the team of agents at North American Underwriters today by calling (860) 674-4000. The reputable agency offers a wide range of coverage options, including life, automobile, boat, and motorcycle insurance. You can also visit their website and like them on Facebook for more information.