Nearly every state has laws in place making it mandatory to carry a minimum amount of auto insurance, and North Carolina is no different. Even though coverage is required, there are ways to reduce your premiums. A Better Choice Insurance Agency, the leading business, home, and auto insurance broker in Concord, NC, can help you find effective ways to cut costs. 

How to Save Money on Auto Insurance

Bundle Your Policies

Most insurers offer a discount if you bundle your policies, or purchase more than one policy with the same provider. If you currently have home insurance through one company and auto insurance through another, you may be able to save by switching both to the same insurer.

Improve Your Credit

Insurance companies base your premium amount in part off of your credit. This is because they've found people with poor credit tend to file more auto insurance claims. If you get caught up on your payments and maintain good credit for a year or two, you may be able to reduce your monthly costs.

Inquire About Discounts

Ask your insurance agent about discounts for which you qualify. Many insurers offer reduced rates for drivers with a safe record, for cars with safety features like side airbags and stability control, and even for students who maintain a B grade-point average or better.

Choose an Independent Insurance Agency

Another way to save money is to work with an independent agency. Their agents aren’t tied to a single insurer, but are free to seek quotes from multiple companies to find you the best coverage at the most affordable rate.

A Better Choice Insurance Agency, the most trusted and experienced independent insurance agency in Concord, NC, will help you find the appropriate coverage for your needs. With over 25 years of experience, you can feel secure knowing they’ll steer you in the right direction. Visit their website to view directions and hours of operation, or call (704) 782-2073 to discuss your auto insurance options with a friendly expert.