Whether you’re a new driver or just relocated to Georgia, it’s important to review the basics of having auto insurance in the state. Craig Massee Insurance Agency explains that while auto coverage in Georgia has a lot of similarities with other areas of the country, there may be parts of your policy that are specifically influenced by state laws and trends. Dedicated to keeping motorists covered and up-to-date, this Milledgeville, GA, insurance company highlights a few important things to know about being an insured driver in the Peace State.
3 Things to Know About Auto Insurance in Georgia
1. It’s Required By the Law
Like other states, Georgia requires drivers to possess a minimum level of coverage. To protect other motorists from accidents you are responsible for, you must have liability insurance that will cover up to $50,000 of bodily injury costs ($25,000 per person) and $25,000 for property damage expenses. If you have financed or leased a vehicle, keep in mind that the dealer may require you to also possess a minimum amount of collision and comprehensive coverage to protect their investment.
2. Policy Information Is Verified
It’s a good idea to keep all your current policy details in your vehicle, but state law enforcement will always verify your coverage through the Georgia Electronic Insurance Compliance System. Therefore, you’ll want to make sure you never lapse on coverage.
3. You Can Protect Yourself Against Uninsured Drivers
According to an Insurance Research Council report, up to 11% of Georgia motorists were uninsured in 2014. If one of these drivers hurts you or your car in a collision, you may be responsible for all subsequent expenses. If you don’t want to have to pay out of pocket, you can purchase uninsured motorists coverage through your provider.
If you’re looking for affordable auto insurance in Milledgeville that will provide peace of mind, Craig Massee Insurance Agency offers the protection you need. As a local agency with more than 45 years of experience, this team delivers personalized service that addresses your specific risks and concerns. To request an insurance quote, contact an informed agent today at (478) 452-3539.