Kannapolis, North Carolina

3 Essential Steps of Preparation for Buying a Home September 18, 2017

Kannapolis, Cabarrus
3 Essential Steps of Preparation for Buying a Home, Kannapolis, North Carolina

Buying a home is a complicated process with many considerations. However, as you prepare to purchase real estate, you can break it down into three primary steps. Amber Lube, Keller Williams Realty Concord/Kannapolis has helped many North Carolina residents find the home of their dreams and says completing these tasks will put you in position to act quickly when you find the right property.

3 Steps of Preparation for Buying a Home

1. Financial Review & Loan Approval

Buying a home Kannapolis NCA home is probably the largest purchase you will make, so it’s vital to review your financial status and address potential obstacles to loan approval. Determine your funds for a down payment while leaving enough money for an emergency. Track your monthly income and expenses to figure out what you can afford to pay for a mortgage. Meet with a lender and get prequalified for a loan to determine the house price you can afford. 

2. Neighborhood Selection

Location is of the utmost importance in real estate, so choosing where you want to live is a significant decision. Consider critical characteristics of neighborhoods that interest you, such as crime rates, school district quality, cost of living, shopping and recreational amenities, and traffic congestion and commute times. To familiarize yourself with what life would be like in a neighborhood before you choose it, drive through it at different times of day and on weekdays as well as weekends. Visit local shopping centers, parks, and other public areas, and talk with people who live there about their experiences as homeowners. ​​​​​​​

3. Realtor Hiring

Working with the right real estate agent will have a major impact on your buying experience. They will know the area well and advise you on neighborhoods that suit your needs. Using their connections with other agents, they might have access to properties that aren’t yet on the market. They also will negotiate so you can buy your dream home for a fair price. 

The right Realtor will make your foray into buying a home not only successful but pleasant. Agents Leaurel and Amber Lube at Keller Williams Realty Concord/Kannapolis have the knowledge and dedication to find properties where you and your family can put down long-term roots. Contact Leaurel at leaurellube@gmail.com or (704) 467-0685 and Amber at amberlube@gmail.com or (704) 577-5966 to get started. Visit them online for more information about the agents and like them on Facebook for additional tips on buying and selling real estate.

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