When planning a trip abroad, your main focus likely revolves around choosing hotels, restaurants, and events; but it’s also important to consider the potential of a mid-vacation medical emergency. Injuries or illness can occur at any moment, so taking a few precautionary steps will help prevent a major financial and health-related disaster. From travel protection plans to researching your options, there are several actions you can take to prepare.
A Quick Guide to Preparing for a Medical Emergency Abroad
Invest in Travel Protection
One of the most important steps is to invest in a travel protection plan that covers medical expenses. While you may have health insurance in the U.S., most providers don't extend that coverage out of the country because of the differences in medical systems. Many travel protection plans cover some type of medical bills and prescriptions, but you need to ensure that your policy is designed for international travel to your particular destination.
Know Your Options Ahead of Time
Once you invest in your travel protection plan, you need to continue your preparation by doing some research regarding the hospitals, clinics, and physicians in the community. It's crucial to receive the highest quality of health care, but since you're not from the area, you risk subpar treatment if you choose the wrong medical facility. You can avoid such a problem by researching other individuals' anecdotal experiences as well as using the U.S. Embassy's local resources beforehand. Most travel agencies that offer protection also have a list of recommended doctors for a variety of situations.
Taking the time to properly prepare for a medical emergency now can prevent a stressful and life-threatening situation later. If a physical ailment occurs during your trip, keep all hospital, clinic, and pharmacy bills for when you file your claim.
Stay protected during your trip by contacting Travel Insured International. The Glastonbury, CT, company offers a customer-centric approach to ensure you obtain the coverage areas you need, from medical to lost baggage. Speak to a knowledgeable and friendly agent for personalized assistance by calling (800) 243-3174, and learn more about their travel protection plans online.