Your kids will reach driving age before you know it, and they’ll need proper coverage. Find out how to add your teenagers to your auto insurance policy from the knowledgeable team at 1st Choice Insurance. Proudly serving clients throughout the greater Fairfield area, this family-owned and -operated business is committed to providing car insurance for everybody, especially young drivers. When your teens are ready to get behind the wheel for the first time, allow this premier car insurance company to make the necessary changes to your policy.

Adding teenagers to your auto insurance plan will likely increase your yearly premiums, but the financial impact may not be drastic. Since teens are considered high-risk drivers, you will notice a rise in your premiums, but the dollar amount depends on a variety of factors. For instance, it is typically more expensive to add teenage males to your policy because, statistically, boys tend to get into more car accidents. On average, upon adding your teenager to your policy, your injury liability will amount to about $100,000 with a $500 collision and comprehensive coverage deductible. 

Fortunately, there are various ways to keep premium costs to a minimum. For example, your auto insurance company may offer discounts if your teens get good grades or complete driver’s education classes. Another way to ensure your annual rates don’t increase is by teaching your kids about accident prevention and defensive driving. In addition to keeping your premiums from skyrocketing, your car insurance company may reward safe driving with special deals and discounts.

When you’re looking for cheap car insurance rates, put your trust in 1st Choice Insurance of greater Cincinnati, OH. Give this car insurance company a call at (513) 860-0666 today to speak with a helpful customer service representative about receiving quotes. Visit them online to find out more information about their policies and services.