As you shop around for auto insurance, you’ll see a variety of coverage options offered by each provider. Regardless of what’s required by your state, it’s important to understand the different kinds of protection you can add to your policy to ensure you are adequately covered. The professionals at Wilson Insurance Agency are committed to helping Dalton, GA, drivers find the best deals on insurance products without compromising on quality.

Below, they provide an overview of the most common types of auto insurance available:

• Liability: Liability coverage is designed to protect you in the event you’re found at-fault in an accident. It will pay for any bodily injuries and property damage suffered by the other party involved. Most states require their drivers to carry a minimum amount of liability.
• Collision: This kind of coverage will give you the funds to repair or replace your own vehicle when you lose control of the car or cause a collision with another automobile or object. You’re typically required to have collision on your policy if you lease or have a loan.
• Comprehensive: There are times when incidents happen outside of your control, which is what comprehensive auto insurance is intended to cover. This includes things like falling objects, natural disasters, and theft. It’s usually optional to have comprehensive coverage unless your finance company requires it.
• Personal Injury Protection: If you or your passengers get injured in an accident, personal injury protection will cover the medical expenses, as well as other associated costs. This type of insurance coverage will go into effect regardless of who was at fault for the collision.
• Uninsured/Underinsured Motorist: Despite auto insurance laws, some drivers get behind the wheel without coverage. If you are involved in an accident with one of these drivers, uninsured/underinsured motorist coverage will pay for medical bills and vehicle repairs.
• Towing & Rental: Towing and rental insurance ensures you’re not left stranded on the side of the road or without a vehicle while yours is in the shop. You can have your car towed wherever you need it to go and pay for a rental during the time your vehicle is being repaired.

Becoming familiar with the various types of auto insurance is the first step in making sure you have all the coverage you need to keep your finances secure. If you want additional information on any of these options, Wilson Insurance Agency will answer all your questions. Contact them at (706) 278-0549 or visit them online to request an instant insurance quote.