It’s time to take advantage of the warm weather and long daylight hours. To do so, you may fill your summer months with a variety of fun and exciting activities. However, it’s important to recognize that many recreation excursions come with increased risk to your safety and that of those around you. With the season in full swing, there’s no better time to review your insurance policies and make sure you’re properly protected. Accredited Insurance Group is the first place residents in Omaha, NE, turn to when they’re seeking expert advice on coverage. The insurance agency can be counted on to thoroughly vet options and assess each client’s needs before making recommendations.

Below, they go over common warm-weather entertainment that requires adequate coverage:

• Motorcycles: Summer is prime time to hit the road on your bike—but as the roads get busier, you increase your risk of being involved in an accident. Because of this, it’s crucial to ensure you have a motorcycle insurance policy that will sufficiently cover injuries and property damages.

• ATVs: Although ATVs aren’t covered under standard car insurance policies, they may be included in your home’s liability coverage. If you plan to be out on an ATV this summer, have your agent verify that you’re not already covered as well as any restrictions on who can operate the vehicle. You may need to look into a separate policy for better protection.
• Boats: There’s nothing quite like the freedom of navigating the open waters in a boat. To have peace of mind whenever you take your vessel out, it’s important to have the appropriate insurance. Liability coverage is necessary in case you cause bodily harm to a third party, someone is injured while on your boat, or your vessel sustains damages.
• Backyard Pools & Trampolines: Owning a backyard swimming pool or trampoline provides hours of entertainment for people of all ages, but they also create an insurance risk for homeowners. If you have either or both of these on your property, it’s wise to add more liability coverage to your home insurance or consider buying an umbrella policy.

Going over your insurance policies with your agent at the start of each summer will help identify gaps in coverage that need to be addressed before diving into the fun. Contact Accredited Insurance Group at (402) 334-1780, or visit their website to request an insurance quote.