Workers’ compensation insurance provides medical treatment and lost wages for employees who are injured on the clock, regardless of who is at fault. The injury must be a result of an accident or an occupational disease.  However, workers classified as independent contractors are not covered by the program and may have to seek compensation from the employer directly.  This process can be extremely complex, and as such, independent contractors should consult with an experienced job injury lawyer.

Independent Contractor Status

In an attempt to lower operating expenses, many employers classify their employees as independent contractors, exempting themselves from paying payroll taxes and insurance fees on behalf of their workers. The courts, however, can examine the circumstances of your employment to determine whether you are actually an independent contractor. If your job injury lawyer convinces the authorities that you are a normal employee, then you may be eligible for workers’ compensation benefits.

Insurance & Lawsuits

Employees covered by the workers’ compensation program surrender their right to file claims directly against the employer based on negligence.  However, this restriction does not apply to independent contractors. If you wish to file a lawsuit against your company and its liability insurance carrier, then you’ll likely need professional legal assistance.

Additional Damages

While the workers’ compensation programs only provide compensation for lost wages and medical expenses, independent contractors who are hurt due to an employer’s negligence can sue for additional damages, including pain and suffering and, perhaps, punitive damages. After evaluating your case, your attorney will calculate what compensation or damages you may be eligible for.

For over 40 years, the experienced attorneys at Bretzmann Law Offices have been providing legal guidance and individualized attention to injured workers throughout the High Point, North Carolina area. Visit their website for more information about their workers’ compensation services, or call (336) 841-1100 for a consultation with an accomplished job injury lawyer today.