Sometimes, It can cost a significant amount to add a teen driver to your auto insurance policy, so it pays to search around to find the best deal. A Better Choice Insurance Agency, the leading seller of auto, home, life, and commercial insurance in Concord, NC, provides tips for covering young drivers.

How to Find Affordable, Quality Auto Insurance for Your Teen

Combine Policies

Instead of having them purchase their own policy, you can save hundreds or even thousands of dollars by combining your auto insurance policy with your teen’s. Similarly, you can save on overall insurance costs by opting for car insurance from the same provider of your homeowners and life policies.

Good Grades

Insurance companies have found that teens who get good grades are less of a driving risk. Because of this, you could even qualify for lower premiums—often between 10% and 25% lower—if your teen gets all A's and B's in school.

Driver Safety Course

Teens who have taken a professional driver safety course are less likely to be involved in accidents or cited for moving violations. This is also one area where your teen stands to save you some green on premium rates. In this instance, you could see 10% off your rate if they complete a qualified course. 

No Car at College

Teens who attend college at least 100 miles from home and do not take a car to school could qualify for a substantial discount on auto insurance. They'll still be covered while at home during summers and holidays, but because their risk of mishaps is reduced, so is the cost of their insurance.

Not all insurance companies offer every type of discount, but an independent broker like A Better Choice Insurance Agency in Concord, NC, can help you identify the best deals in their broad network of providers. Visit their Facebook page to view directions and contact info, or call (704) 782-2073 to speak with a friendly, knowledgeable agent.