The summer months are a great opportunity to get your children away from the TV and playing outdoors. However, backyard fun comes with its own unique dangers, a few for which insurance companies see claims time and again. The Freehold, NJ-based NorthEast Insurance Services deals with liability insurance for related cases on a regular basis. Here they share some of the most common playtime hazards.
Top 3 Backyard Hazards to Watch Out For
While parents worry about their kids’ safety in the playground, most accidents occur at home. Swings top the list, as they can be dangerous if the children on them aren't properly monitored. Injuries to the head and neck are among the most common, and in extreme cases, fatal.
2. Jungle Gyms
Backyard playsets are fun and encourage physical activity, but they also multiply the immediate dangers. Monkey bars are particularly notorious, topping the U.S. Consumer Product Safety Commission's list of playground equipment most likely to cause injury. As for related harm, fractures, lacerations, contusions, and abrasions are among the most frequently reported.
There are a few different factors that play into how perilous playground slides can be. Simply absorbing the rising temperatures each day is a recipe for burnt skin, and all slides need a reasonable extension of protective surfacing at their base. Children should also be dressed appropriately to ensure strings or other loose parts of clothing don't catch on the way down.
Time spent on the playground should be fun for everyone, but accidents happen. It's just as important to monitor your kids as it is to adjust your homeowner's insurance. NorthEast Insurance Services will provide you with the protection you need in a worst-case scenario. For the best coverage at affordable rates, learn more about their homeowner policies online. Or, give them a call at (732) 972-1771 x1108 to take a step toward a safer summer today.