Supplemental Security Income, or SSI, is a federal program that provides financial benefits to elderly or disabled people with low incomes. SSI is a needs-based program, meaning benefits are awarded based on an applicant's income level and disability status, while Social Security Disability Income (SSDI) is based on what you have paid into the system through work/taxes and disability status. Below is a brief introduction to Social Security's SSI program and how it may be able to help you.
Supplemental is the key word in “Supplemental Security Income”. It is meant to help augment the limited resources of low-income elderly, disabled, or blind individuals. The money is intended to support the basic health and betterment of these individuals by helping them pay for fundamental needs like food, clothing, and a place to live. SSI is funded separately from Social Security taxes through general tax revenue.
Who Is Eligible
In addition to being elderly, blind, or disabled, one must have limited income that falls under a certain amount; limited resources that fall under a certain amount; and be a citizen, national, or other recognized category of immigrant. But eligibility requirements do not stop there; you can view the full list here.
How It Can Help
When used in conjunction with other social support programs, SSI can be a life saver. With SSI enhancing one's monthly allowance, an aged or disabled person may be able to meet the basic needs of their day-to-day lives and attain some degree of autonomy.
If you are considering applying for SSI or SSDI, or your initial application has been denied, help is available. The Social Security professionals at Disability Claim Consultants in Omaha, Nebraska, can assist you at any stage in filing for disability or supplemental income. Call (402) 422-1000, visit their website, or connect with them on Facebook to schedule an appointment. Explore your options with a Social Security specialist, and find the program right for you.