When an insured vehicle is damaged in an accident, the insurance company will likely cover most of the costs to repair the exterior. But what about auto upholstery repair on the inside of a car or truck? Typically, it depends on the type of policy and other factors. Whitehurst Auto Trim Upholstery in Dothan, AL, specializes in helping customers who have filed insurance claims to mend and repair internal damage.

A good starting point for finding out if your carrier will pay for interior damage is to take a look at the auto insurance policy’s declaration and endorsement section. Here it will detail what is and isn’t covered. Pay special attention to the deductible, which is the amount the policyholder is required to pay before the insurance company covers any remaining expenses. After an accident, take pictures of the interior to submit with your claim.

Another point to consider is the type of policy you have. Most comprehension and collision policies will cover interior damage to a vehicle—this can include auto upholstery repair and damage to floor liners, floor mats, and trunk mats. There are certain exceptions that an insurance provider may not pay for, including scratches, spills, and dents caused by the vehicle’s owner.

If you’ve added modifications to your car or truck such as a new speaker system or customized seats, some insurance companies will allow you to include these items for coverage as special endorsements. Before you add new features to your vehicle, ask your carrier if this is an option. If the modifications have already been done, talk to an agent about your options and if it will affect your deductible.

If you’re in need of quality and affordable auto upholstery repair, call Whitehurst Auto Trim Upholstery today at (334) 792-6145 for a free estimate. The team of technicians have the experience and specialty equipment to repair vehicle interiors to like-new condition—this includes boat upholstery, too! Check out the website for extensive information on a wide range of services to get your vehicle back in pristine condition.