Share:

Nothing is quite as exciting as buying a new home. However, before you close on the property, you’ll need to schedule an inspection to assess the house, both for your new home insurance policy and to ensure you know what you’re getting into before you sign on the dotted line. The Consolidated Agency, Inc. in Rochester, NY, wants to help you know what to expect during your home inspection.

Here are a few of the most important things to focus on during an inspection:

  • Home insuranceThe Roof: Your home’s roof is the first line of defense against the elements. If the roof is damaged, old, or poorly maintained, it could lead to water damage inside your attic, walls, and your siding. While most roofs are designed to last for 15-20 years, without regular maintenance, they may not last as long. In homes with older or poorly-maintained roofs, you may need to replace the system before you move in.
  • Heating, Plumbing & Utilities: While newer heating and plumbing systems may help keep your home energy efficient, they also help reduce the risk of leaks and damage. If your inspector notices a major fault in any of these systems, your home insurance quote may go up. You may be able to negotiate any necessary improvements or repairs with the seller to save yourself a higher cost on your monthly premium.
  • The Foundation: A cracked foundation can lead to a host of problems ranging from water damage to shifting building materials. Making sure your foundation is in good condition should be one of the first things you check before closing on the deal and purchasing a home insurance policy.

If you’re looking for an insurance agency to handle your new home insurance policy, let the team at Consolidated Agency help. Check out the website for more information, and call (585) 467-4110 to speak with a member of their team to discuss your insurance quote for your updated car insurance policy.

tracking