If you need a chance to relax, summer is the perfect time to leave it all behind. You can take off to sunny skies and warm beaches, or find somewhere new to escape the heat. But you'll need to budget for travel expenses—and if you don't have the cash on hand, a credit card is not the next best option. To ease the strain on your wallet, Master Finance in San Marcos, TX, recommends you get a loan.

If you're borrowing money anyway, what's wrong with putting your trip on your card? For one, a vacation can be a big expense all at once, which may leave you uncomfortably close to your credit limit. In addition, interest rates on credit cards tend to be high enough that just charging your vacation can get expensive. On the other hand, if you get a loan, you can shop around for a lender who will offer you the best rates.

But what lender would want to hand you money just to watch you spend it on a fancy trip? The answer is actually plenty of them, if they believe you'll repay the loan. Even your bank may offer you a personal loan for this purpose. The interest rate they'll offer will be higher than for other loans, but it should still beat most credit cards. As long as you have a reasonable plan for repayment, you should be able to find a lender and get a loan—and then it's off to a Caribbean cruise or a tour of Europe's historic cities.

This summer, don't just hang around at home. With one simple loan, you could be out seeing the world. Go to Master Finance today to ask about funding your next adventure. You can reach them at (512) 392-6102, or apply for a loan directly online.