When we talk about insurance, most people think of things like health insurance, life insurance, and homeowners insurance. Less frequently do we consider that businesses need insurance, too. Craig Massee Insurance Agency, based in Milledgeville, GA, knows how important insurance policies can be for small businesses, but also understands that not everyone fully grasps what these policies cover.
Here, the experts at Craig Massee offer a primer on some of the claims covered by business insurance:
Bodily Injury: Although it may seem difficult to fathom, if your business is found responsible for the injury, harm, or death of someone, that person or their family can sue your company for medical costs. General liability insurance for commercial businesses will cover these expenses.
Legal Fees: One of the main reasons small businesses get business insurance is for protection against lawsuits. Even if your company did nothing wrong, and feels confident that it will win the case brought against it, it still must pay the legal fees associated with defending itself in court. Some business insurance policies cover these costs.
Property Damage: Whether you're a construction company, tree removal service, or some other type of outdoor contractor, chances are you run the risk of damaging property almost every day. General liability insurance covers your expenses if you have to pay for property damages.
Businesses can run into many different unexpected costs, including lawsuits, legal fees, medical bills, and expenses from repairing damaged property. Craig Massee Insurance Agency specializes in both personal insurance policies and business insurance, often referred to as commercial general liability insurance. The experienced agents at Craig Massee offer personalized services, customizing plans and coverage to the exact specifications of individuals and businesses. Visit the agency's website to see the broad selection of commercial insurance policies the agents can set your business up with, or give the company a call at (478) 452-3539.