Ralston, Nebraska

Guide to SSI & SSDI: Income Limits & Eligibility for Supplemental Security Income June 8, 2017

Ralston, Douglas
Guide to SSI & SSDI: Income Limits & Eligibility for Supplemental Security Income, Ralston, Nebraska

The government offers several financial benefits for individuals who are disabled and cannot earn a viable living as a result. For example, if you have worked for a certain number of years and paid into the Social Security disability program as a result, you may be eligible for SSDI benefits. Supplemental Security Income, or SSI, on the other hand, is for individuals whose monthly income is below a certain amount. If you have questions about applying for SSI and SSDI, turn to Disability Claim Consultants in Omaha, NE, and read on to learn more about SSI eligibility.

SSI & SSDI Eligibility: Income Limits for SSI

What Is the Limit?

To qualify for Supplement Security Income, your monthly income must be lower than the federal benefit rate (FBR), which is the maximum monthly SSI payment. As of 2017, the current FBR is $735 for individuals and $1,103 for couples. These limits increase whenever there is a Social Security adjustment to the cost of living.

Although this sounds fairly straightforward when determining if you qualify, it is important to remember not all income is included in these calculations. Thus, if you make more than $735 per month, you may still qualify for SSI. In general, less than half of any earned income from work goes toward this calculation.

What Is the State Supplement?

SSI and SSDIMost states also have a state supplement, which essentially increases the maximum income limit for SSI eligibility. In Nebraska, for example, the state supplement varies depending on a variety of factors. Individuals who live independently are eligible for an additional $5 per month, whereas those residing in an assisted-living facility can collect an extra $438 per month. 

If you want to apply for Supplement Security Income in Omaha, NE, turn to Disability Claim Consultants. Visit their website to get the answers to some of the most frequently asked questions regarding SSI and SSDI, and call (402) 422-1000 to discuss your financial concerns today.

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