Teen drivers are known for being a risky group, which is why your auto insurance rates go up once they get their license. In fact, teens are up to three times more likely to be involved in a car accident than drivers with more experience. To keep your teen safe behind the wheel, the insurance agents at Comaltex Insurance Agency in New Braunfels, TX, offer the following tips.

Insurance Agents’ Top 5 Tips to Keep Your Teen Safe on the Road

1. Don’t Use the Phone While Driving

Tell your teen to turn their phone off when they’re driving or, at the very least, put it in a place where it won’t be distracting and is out of reach. Texting is a major risk, but even talking on the phone with a hands-free device can be too distracting for teen drivers.

2. Go the Speed Limit

Speeding is almost always a factor in any accident, but especially among teens. Not only should you advise your teenager to go the speed limit, but also warn them about the consequences. While avoiding a serious accident is the top priority, make it clear there are other consequences of speeding, like costly tickets and fines and hikes in car insurance rates.

3. Drive Solo

Cell phones are usually the top concern when discussing distracted driving, especially among teenagers, but other passengers can cause just as much if not more of a distraction for these inexperienced drivers. Texas law limits the number of passengers a teen can have in the car to one, but more often than not, driving solo is the safer option.

4. Wear a Seatbelt

Your teen may argue it’s “uncool” to wear a seatbelt or say it wrinkles their outfit. Stand firm, though, and lead by example. Seatbelts are the easiest way to keep your teen safe on the road.

5. Never Drink & Drive

Make it clear to your teenager it is never okay to drink and drive, as the consequences can be catastrophic. If you think your teen may drink although they’re underage, let them know they can call you for a ride or ensure they have money for a cab.

Having a teen on the road can be tough on your nerves and your wallet. At Comaltex Insurance Agency, their team will give you peace of mind. They can thoroughly review your auto insurance policy to ensure you are receiving all the discounts you may qualify for and have the best rates possible. Visit their website to learn more, and when you’re ready to speak with an insurance agent, give them a call at (830) 625-7511.