Workers’ compensation provides financial assistance when job-related injuries leave you unable to do your job. In some cases, an injury at work might leave you permanently disabled, but this program can relieve your financial burden. The legal team at Stow Gavin & Glenn in Gainesville, GA, recommends familiarizing yourself with workers’ compensation and answers frequently asked questions about the plan. Understanding the system will help you secure benefits faster.

5 Questions About Workers’ Compensation

What Is Workers’ Compensation?

Workers’ compensation is state-administered insurance that’s provided by your employer. If you’re hurt on the job, you can receive payments for qualified injuries. The plan’s purpose is to cover medical bills and help you return to work, though it also assists in providing for your family while you’re disabled.

How Do I Know I’m Covered?

Georgia requires any company with over three employees to provide workers’ compensation. However, it’s important to ask your employer to confirm coverage. If they fail to provide a clear answer, you can visit the State Board of Workers’ Compensation website to receive verification.

How Much Money Would I Receive?

For any Georgia employee, the maximum compensation is $575.00 per week if you can’t return to work in a week’s time. The benefit amount is calculated by deducting one-third of your weekly pay, and payment typically begins within three weeks of your injury.

Should I Hire a Lawyer If I’m Injured?

In many cases, workers’ compensation is awarded without issues, but an attorney can be helpful. They will advise you on seeking medical treatment and collecting documents as well as protect your rights if you encounter legal problems during the process.

What Happens If I’m Denied Benefits?

In some cases, your injury situation might not be cut and dry and your claim could be rejected. However, a lawyer with experience in workers’ compensation cases can help you appeal the ruling and increase your chance of receiving benefits.

If you need workers’ compensation assistance, whether with filing paperwork or appealing a ruling, turn to the legal team at Stow Gavin & Glenn in Gainesville, GA. They have extensive experience representing clients injured on the job and will work hard to help you receive the financial benefits you need. Call (706) 864-6674 to schedule a consultation and visit their website to learn more about their lawyers.