Everyone dreams of the opportunity to own a residence they designed themselves. Custom homes can be tailored to look the way you desire and fulfill your needs perfectly. Better still, this dream is more achievable than you may realize. The team from Comia Home Builders in O’Fallon, MO, offers their advice on how to prepare to construct your dream home.
Take these three steps when you’re designing a custom home:
- Take Care of Financing: Building a custom home requires a construction loan, which not every lender offers. While it isn’t necessarily more expensive than buying an already established property, many lenders consider it risky and will require an excellent credit history and a higher down payment. It’s never fun to talk about money, but before you start building a custom home, you need to ensure the funds are there to actually finish it.
- Be Picky About Your Builder: The decision to hire a contractor for a custom home is not a small one. Interview and meet with a variety of builders and architects to find the right one for you. Look at examples of other homes they have built and the style of floor plan they tend to work with to make sure it fits with your vision. Some homeowners hire a separate architect and home builder, while others prefer to do everything through one company. There are a lot of options to consider, so there’s no such thing as asking too many questions.
- Get Into the Details: One of the biggest benefits of building a custom home is the ability to control every detail, down to the screws you want in the door hinges. You may not get that specific, but having a detailed construction plan you and your builder put together will help keep your project on track and within budget. By deciding on every detail before construction begins, you reduce the risk of a delay because of back-ordered materials or of finding any surprises in the final product. Planning is key with custom homes.
If you’re ready to start talking about making your dream home a reality, call the team at Comia Home Builders at (314) 575-0521. They have been serving the St. Louis and St. Charles areas for over 15 years with quality work and fair prices on custom homes, renovations, additions, and more. Visit their website to see some of the stunning work they have completed and start planning your dream residence today.