If you're required to have SR-22 insurance, you may be worried about the challenges of recreational vehicle coverage. But don't cancel your summer RV plans just yet. Serving the Greater Cincinnati area, the agents at 1st Choice Insurance are here to use their expertise to break down the complexities of purchasing RV insurance as a high-risk driver.

Understanding SR-22 Insurance

You need SR-22 insurance only if you're considered a high-risk driver by the state, in which case you’ll need to obtain high-risk insurance and provide proof of a valid SR-22 policy to the government to reinstate your license. While the rules for bond insurance regarding automobiles are straightforward, they’re slightly different when it comes to recreational vehicle insurance as a high-risk driver.

As a high-risk driver, you'll need both your standard SR-22 insurance for automobiles as well as your recreational vehicle insurance to cover your RV. You may face higher policy prices for your recreational vehicles, but there are a few ways to lower your overall costs such as purchasing your policies through the same insurance company.

Purchasing SR-22 Insurance & Recreational Vehicle Insurance

Many high-risk drivers worry about the cost of carrying both SR-22 and RV insurance, but working with independent insurance companies can help you find affordable rates. Local agencies that aren't tied to a single insurance company offer the widest variety of policy pricing. You'll also benefit from a substantial multi-policy discount on your coverage costs.

If you live in the Greater Cincinnati area, let 1st Choice Insurance find you affordable rates for your SR-22 insurance policy as well as coverage for your recreational vehicles. This independent insurance agency works with 10 different companies to find you the best deal while still providing discounts for multiple policies. Speak with a friendly member of their staff by calling (513) 860-0666 and learn more about their insurance options on their website.