Many customers wonder why they should use an insurance agent, especially these days when so many insurance companies provide fast and user-friendly online tools to compare prices and purchase policies. First Choice Insurance, Cincinnati - Fairfield’s high risk insurance experts, are here to explain how, in the case of insurance, using a middleman can save you money and get you better policies than handling the details yourself.

While dedicated agents are limited to insurance products from a single company, independent insurance brokers work with several, so they can bargain hunt among many different options. The companies will also generally give agents lower rates knowing that they will cross-check the specifics of the policy to make sure you have enough coverage. In the long run, working with an agent saves them money, as well.

While you can get auto insurance quotes and other common policies yourself, self-service utilities are ill-equipped to handle special cases such as SR-22 filing or bond insurance. Independent agents will bring their experience to bear, leading you through the complexities of the insurance industry to make sure you are protected at a rate you can afford. 

Their expertise, though, is incredibly useful when making changes to your policy. Call center associates often lack sufficient knowledge or authority to understand your needs, and may not be able to explain the details of your specific plan.

When you have an independent insurance agent, you have a relationship with an industry expert who will steer you through a complicated industry in which you may get lost on your own. To find out how independent agents can help you, visit First Choice Insurance online or call (513) 860-0666.