If you have suffered a personal injury due to someone else's negligence, the law provides a way for you to receive compensation for the harm done. What insurance can't cover, a personal injury lawsuit may. But you can't just to collect on the debt whenever it's convenient for you. A personal injury claim comes with strict time limits. Thompson Law Office in Lexington, KY can help you file a claim before your time runs out.
A personal injury lawsuit is subject to Kentucky's statute of limitations, which is one year from the date of the injury in most cases. The deadline may be pushed back under certain circumstances, such as failing to discover the harm done until later. But, whenever the clock starts running, you have one year from that point to file your suit against the liable party. It's also wise to file before the deadline in case of unforeseen complications.
An insurance claim may not have such a clearly defined deadline as a legal suit, but in this case it's even more important to act quickly. If you’re making the claim to your own insurance company, there may be penalties for failing to report an incident. Whether you're making the claim through your own insurance or someone else's, the longer you wait, the more likely the company is to argue you weren't seriously hurt. A prompt claim is more likely to receive a payout than one which has been put off for an extended period.
Whether your claim is made to an insurance company or to a court, it's important to provide sufficient documentation. If possible, you should consult a lawyer to help you organize your case. Thompson Law Office provides representation in personal injury cases and can help you receive the compensation you deserve. Call them at (859) 280-2222 to schedule a consultation, or approach the firm online.