When you're deciding what kind of farm insurance you need, don't forget to include crop insurance to protect against the unexpected loss of a season's harvest. Since this agriculture insurance is regulated by the federal government, your premium cannot skyrocket, even after you file a claim against your policy.

This is just one reason why Fritch Insurance of Beatrice, NE recommends crop insurance as a major part of your risk-management strategy, no matter what you grow or how big your operation is. Here’s what crop insurance will do for you:

• It Protects Your Current Investment: Crop insurance covers your specified crops against damage caused by hail, floods, fire, drought, insects, wildlife, and other natural causes. Even if this year's planting cannot be harvested, you'll be able to keep up with your mortgage, equipment loans, and the cost of living when you place a claim.
• It Enables You to Plan for the Future: There's no other industry that is affected by the elements quite like farming. Crop insurance helps you plan ahead to purchase seed, fertilizer, and services for the next growing season after the natural disaster has passed.
• It Responds to Unexpected Changes in the Market: If prices drop dramatically due to the entrance of a new international market, your policy can even cover the difference helping you absorb the negative fluctuation without seriously impacting your business.

By purchasing an insurance policy to protect your crops, you are removing some of the most uncertain elements of the agricultural industry, which helps you build a stronger business. To learn more about this valuable protection, call Fritch Insurance in Beatrice at (402) 223-3312. You can also see their website to learn more about all your insurance options for both your farm and your home.