Are you looking for fast cash? In such a scenario, many people choose to sell their spare things. Pawn shops are a great place to get money for your items, but it’s important to realize that pawning isn’t the same as selling. Here, Gold & Silver Pawn of Hinesville, GA, explains the difference.

When you sell your jewelry, furniture, or electronics, it’s a one-step process. You have the money you earned in hand, but your things are gone for good. Pawn shops offer a gentler alternative. At Gold & Silver Pawn, you can get money for the belongings you love without having to part with them permanently. In other words, you’ll receive cash loans for the valuables you pawn.

At the pawn shop, your items must be evaluated before they can be accepted. Next, the pawnbroker will go over the terms and conditions of your loan. Since you’re leasing your things to the shop, the contract will spell out the amount of money you will receive, as well as other requirements of the agreement.

Until your time expires, your belongings are still yours—they’re simply kept at the pawn shop as collateral. To get them back, you need to pay the money back in full before the end of the agreed term. Many shops offer extensions on their loans, although you need to pay finance charges accordingly. If you can’t repay the money or decide not to, the things you’ve put in hock become the property of the shop. Some pawn shops also buy valuables outright, if you’d rather not go through the cash loan process.

Gold & Silver Pawn accepts jewelry, electronics, and a variety of other valuables. They also offer expert appraisals with no obligation. To discuss your options with a staff member, call (912) 876-6580 or contact the shop online. Like them on Facebook for tips on the pawning process.