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Car accidents are traumatic enough without the added hassle of an uninsured party. Ask any personal injury lawyer—most of the time, it’s not worth your time to sue an at-fault driver who doesn’t have car insurance. Luckily, your own insurance should include coverage for accidents with uninsured motorists.

personal injury lawyerNotify your insurance provider soon after the accident if you believe the at-fault party does not have insurance. You’ll have to act quickly—some insurers will prevent you from reporting such accidents after 30 days.

Your insurance may ask for details of the accident and information about the other motorist so they can verify the absence of coverage. In this case, you may consult a personal injury lawyer who can help you navigate this difficult process and pinpoint what information you’re required to divulge. Your own insurer will then be asked to cover the damages.

In many ways, uninsured claims work just like other car accident cases. If your insurer doesn’t agree with the claim, you can hire an accident attorney who can conduct a pretrial investigation, collect relevant medical records, and negotiate with the insurer.

 

 

Jeremy L. Clark Attorney at Law, of Catlettsburg, KY, is a trial-tested personal injury attorney with extensive expertise in car accident cases. Call his office today at (606) 739-6774 to schedule a consultation, or visit the website to learn more about his personal injury law practice.

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