Are you looking for a good deal on your auto insurance coverage? Then you need to work with a reliable agent. Custis Insurance Service of Sheffield Lake, OH, has been helping area drivers for over 60 years. Their goal is to help you find a policy that protects your family and fits into your budget. 

Here, the agents offer their best tips to help you get the most comprehensive policy for the best price.

1. Get Coverage for Uninsured Motorists

Many people are hit by uninsured motorists, resulting in enormous hospital fees and other damages that far exceed their deductible and coverage. Many states don't require uninsured motorist coverage, so choose an auto insurance policy that protects you from uninsured drivers.

2. Purchase a Larger Umbrella

If you have any assets to protect, people might try to sue you for more than your auto insurance or motorcycle insurance is worth after an accident. An umbrella policy helps cover the rest—$1 million used to be the norm for umbrella coverage, but these days $2 million is more common.

3. Increase your Deductible

Many people are afraid to file a claim when their damages cost only a little more than their deductible. Buying a plan that includes both collision and comprehensive deductibles covers damage to your car, even a tiny chip in your windshield.

4. Look for Discounts

There are many types of discounts on auto insurance. You can get a reduced rate for maintaining good grades, installing safety features, or taking a defensive driving course. Ask your insurance agent if you are eligible for any of these special savings.

5. Don't Buy a Fancy Car for your Teen

Insurance companies assume that a teen will drive less without a car of their own. However, if your family owns more than one luxury car, some insurers may assume your teenager will be driving it as well and charge more for your coverage. 

To learn more about your auto insurance choices, call Custis Insurance Service in Sheffield Lake at (440) 949-­7171 today. Visit their website to learn more about the services they provide and companies they work with.