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Dealing with financial hardships can be one of the most trying events in your life. Debt collectors often contribute to the stress, and according to attorney Harry B. Zornow, it’s important to know your legal rights to handle the situation properly. For over 30 years, he’s been protecting residents of Hamilton, OH, from creditor harassment, and he advises taking legal action to preserve your well-being.

Understand the signs of creditor harassment so you can keep records of any illegal activity that violates your rights. Here are some key signs to look for:

  • creditor harassmentAbusive Phone Calls: Creditors often frequently call to remind you of outstanding debts. But there’s a fine line between notifications and harassment. If creditors repeatedly call at unreasonable hours, use obscene language, or fail to cease correspondence at your request, they’re violating your rights. By law, they’re required to respect your requests. It’s also required that they act courteous and professional.
  • Threats: While a debt collector can strongly advise that you pay a bill, under no circumstances are they allowed to threaten you. If they make threats, such as filing for your arrest, petitioning for revoked child custody, or committing acts of violence against you or your family, you should notify an attorney immediately. A creditor has no legal right to do any of these things.
  • Public Defamation: Your debts are a private matter, and if a creditor attempts to publish information about you online or contact your associates to slander you, it’s considered creditor harassment. Any form of communication to parties other than credit reporting companies is illegal, and you should keep a record of these instances.

If you have been a victim of creditor harassment, call Harry B. Zornow today. He can help protect your rights. He can also help with debt relief solutions if you’re overcome with financial hardships. Call (513) 737-9770 to schedule a consultation, and visit his website to learn more about his practice.

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