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Though no one likes to think about it, when you have an unexpected motorcycle accident, you can suffer serious losses. Your bike can be severely damaged, and you are more likely to sustain physical injuries than if you were in a car accident. So whether you ride as a hobby or use your motorcycle as a regular means of transportation, being insured is essential. There are various kinds of motorcycle insurance for different type of bikes, so it’s best to talk to an insurance agency about your options. Consolidated Agency in Rochester, NY, specializes in a variety of vehicle insurance policies, include motorcycle coverage.

Here, they list a few reasons why you need motorcycle insurance:

  • Liability Protection: If you get into a collision with another vehicle, you might not be the only injured party. Liability insurance protects you when someone else is hurt, or if their property is damaged in an accident with your bike. This helps you avoid potential lawsuits.
  • Personal Medical Coverage: If you’re ever injured in a motorcycle accident, your hospital stay or doctor’s bills are covered when you have insurance. This is crucial when it comes to keeping you from a major financial crisis after an accident.
  • insurance agencyCollision Insurance: An accident could cause damage to your bike you cannot afford to fix. A policy with collision coverage protects you by paying money to repair your motorcycle. This is optional coverage, so have your insurance agency compare quotes to see if it’s affordable for you.

Look for comprehensive motorcycle insurance that covers you for accidents, theft, fire, and vandalism. When you need an experienced insurance agency to handle your motorcycle policy, call Consolidated Agency in Rochester at (585) 467-4110. You can also visit their website to find out more. 

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