Collision repair for your vehicle can be costly, so it’s important to keep track of what’s going on when you bring your car or truck to a shop. However, you can’t do this if you don't understand what your mechanic or insurance provider is telling you. To help you figure it out, Kemp Bros. Body Shop, the premier collision repair and auto paint shop in Texarkana, TX, explains a few important terms you might hear.

5 Collision Repair Terms You Must Understand

Estimate

Your collision repair shop will write out a rough calculation of what it will cost to restore your vehicle. Estimates vary based on factors such as the make and model of your car, parts and labor costs, and the time it will take to complete the job.

Deductible

This is the amount you must pay before your insurance policy covers the rest of the repair costs. For example, if the repair work is estimated to cost $2,000 and your deductible is $200, your insurance company will pay only the $1,800 difference.

Exclusion

In every insurance policy, repair coverage is restricted in certain situations. Common exclusions include the effects of normal wear and tear and intentional acts. If your vehicle’s damage falls under these categories, your insurance provider won’t contribute to the repair costs.

Select Repair Shop

A direct repair program (DRP) is an agreement between an insurance company and auto repair shop that establishes rules and procedures. A select repair shop is a business that participates in a DRP. While there are many advantages to choosing a select repair shop, you are not obligated to do so.

Repair Order

This refers to a document used by an auto repair shop to keep track of the time, materials, and parts necessary to repair your collision-damaged vehicle. It also is called a work order.

If you’re looking for a direct repair facility in Texarkana, TX, head to Kemp Bros. Body Shop. They offer personalized, friendly service that can make the collision repair process less of a hassle. Call (903) 794­-9776 to arrange service and visit their website for more information about the car accident repair shop.