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While there’s plenty to celebrate when you become a homeowner, there’s also a heap of responsibility that accompanies your investment. When it comes to maintaining your new place and protecting it from accidents, insurance is imperative. If you own a house in Southwest Iowa, Hummel Insurance Services will help you find the perfect policy and ensure your peace of mind.

Here are several reasons why homeowners insurance is an investment you can’t afford to go without:

  • Homeowners Insurance Is Often Mandatory: Most lenders require homeowners insurance at the time of closing. If you don’t have it, they won’t finance your purchase. This coverage protects you, the bank, and the community as a whole. If something should happen to the house, the bank needs to cover their investment until you pay off the loan.
  • homeowners insuranceInsurance Protects Your Investment: Insurance serves as protection for what may happen accidentally, in a disaster, or by chance. This includes theft, as well as storm and fire damage. While you can’t predict the future, you can be prepared with a policy that will cover urgent repairs and ensure your safety.
  • Insurance Can Protect Your Belongings: Homeowner’s insurance covers the building you live in, but it also protects the contents of your home from damage and theft. You can even pay extra to insure collectibles and valuables, so talk to an insurance agent who will address your unique needs.
  • Homeowners Insurance Provides Temporary Housing: Should something happen to your home that makes it unlivable, your insurance will pay for temporary housing. This is especially important if you don’t have a friend or family member you can stay with on short notice.

When you’re ready for a fair homeowners insurance quote, call Hummel Insurance Services in Oakland at (712) 482-6424. You can also visit the website to learn more about their full list of reliable policies.

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