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When you buy a new home, there’s usually a long list of items on your to-do list. Purchasing homeowners insurance is one of the first things you should do. Siemers Insurance Agency has served Ohio Tri-State and Cincinnati residents for more than 60 years, giving families peace of mind that they can pay for hefty unexpected expenses, like home damage or loss of valuables. Here are a few commonly asked questions about homeowners insurance and the information you should know.

Homeowners Insurance 101

What Exactly Is Homeowners Insurance?

Your house typically becomes the most valuable asset you have upon purchase, according to the team at Siemers Insurance Agency. Although you hope your house is never broken into or that a hail storm never tears up your roof, homeowners insurance comes in when the unexpected occurs. When you purchase a specialized policy for your home and its assets, you can relax knowing you’ll be covered financially if any of the unforeseen happens.

Why Do I Need It?

homeowners insuranceJust like you never expect to get in a car wreck, many people never expect a house fire, a break-in, or someone to be injured on their property. Unfortunately, these things do happen, so it’s important to protect yourself and everything you have in your home. Without coverage, you’d be left to foot a bill that could run you thousands. Or, have to pay to live elsewhere while things are being fixed. A tailored policy can protect you in your time of need.

How Do I Get It? 

Because every place, home, and person is different, it’s best to sit down with a licensed insurance provider or give one a call to go over all basic coverage options. If your area is prone to flooding or you own a lot of jewelry, your plan can include more coverage on it. Siemers Insurance Agency works with various top-rated companies to ensure you get the best rate for your needs.

With Siemers Insurance Agency’s umbrella insurance policy, your valuables are guaranteed to be covered in time of stress, leaving you to rest easy knowing your home is protected. If you’re a new homeowner or looking to switch insurance providers, give the knowledgeable team a call at 513-469-8877 or fill out a brief form to get an insurance quote today. The team is also licensed and ready to serve your needs in Northern Kentucky, Southeast Indiana, Florida, North Carolina, and South Carolina.

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