When it comes to your home, “one-size fits all” coverage just won’t cut it. You need insurance you can count on, and coverage you can make your own. After all, every house isn’t the same…so why should every homeowner’s policy be?

That’s why Farmers offers a variety of smart coverage options, to let you build your homeowners policy your way. So when the unexpected happens, you know that your insurance will be there working for you, exactly the way you need it, to make things right again.

As an example, most insurance policies include coverage for separate structures even if you don’t have one. They also may include coverage for much more personal property coverage than need.  With a new “Smart Home” policy you don’t have to insure things you don’t need coverage for.  Conversely, you can add coverage for many things that you may want to have on your policy, such as identity fraud, sewer back up, building ordinance coverage, etc.  

Check with Dan Oliver Insurance to review your coverage the smart way.  (952) 925-4454