If your teen is ready to get behind the wheel, it's time to review your auto insurance plan. With an adequate amount of research, you can find a policy with the most comprehensive coverage. Ideally, it should also save you money in the long run. If you need help, Ebert Agency of Foley, AL, will work with you to secure an auto insurance plan that suits your family’s needs.

How to Purchase Auto Insurance for Your Teen

Shop Around

Although the first auto insurance provider you talk to may offer the best rate for your teen driver, it’s best to shop around just in case. Call at least one more insurance agent and assess their quote alongside the first one. By comparing estimates, you can gauge how widely premiums vary—which may be up to thousands per year! It only takes a small amount of research now to save a large sum in the future.

Look for Discounts

Many auto insurance policies give discounts to students with good grades. Rebates are also given to teens who take a professional driving course to get their license. Your child may save even more by signing a contract in which they agree to a list of safe driving behaviors—including no texting or talking on the phone, calling for a ride if impaired, always wearing a seatbelt, and not eating while driving.

Get Complete Coverage

Teens are less experienced than adult drivers and, therefore, more likely to get into accidents. It might be tempting to have them drive an old clunker, but a newer car with more safety features will reduce your insurance payments—and possibly save their lives. Don't skimp on coverage either; you may pay for your decision later in the event of an accident. 

Taking the time to review and compare auto insurance policies for your teen will save you money in the long run and ensure peace of mind. For help choosing your policy, call Ebert Agency in Foley at (251) 943-2281. You can also see their website for more information.