Buying car insurance always seems like something of a gamble. While you'll have a reasonably good idea of how much you'll be paying each month, most people find it difficult to know they've got the right policy, or how effective the insurer will be when they need to file a claim. Fortunately, there are a few steps that can provide peace of mind and the level of protection you need.

If you're in the market for an auto insurance policy, be sure to:

• Consider Insurer Reputations: Price is always going to be a major factor, but it shouldn't be the only one you consider. After you get an attractive quote, find out what the insurer's clients have to say about their level of customer service and how quickly they pay claims. If you have to file a claim, you may find that paying a little every month is worth having car insurance from a company that pays claims quickly and fairly.
• Comparing Similar Quotes: One car insurance quote may seem a lot more attractive on the surface, but make sure you compare them side-by-side before making a choice. Do they offer the same coverage limits, deductibles, and types of coverage as your current policy? You might think you've found a great deal, only to learn, sometimes too late, the policy has a high deductible, doesn't offer collision coverage, and leaves you exposed to liability damages.
• Talk to an Insurance Agent: There's no substitute for the experience of a skilled, training professional. An insurance agent can personally evaluate your situation and find the perfect policy for you. They'll also take the time to explain your policy fully, so you'll know exactly how much coverage you have.

As one of Bethlehem, PA's leading insurance agencies, Kleppinger Insurance provides access to a broad array of policies from many of the nations' leading carriers. Their agents pride themselves on taking the time to provide every client with the personalized attention these important decisions deserve. To learn more about their services, follow them on Facebook, visit them online or call (484) 357-1485 for car insurance quotes today.