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If you want to get the best deal on home insurance, it’s essential to shop around and compare quotes that you’ve gotten from various insurance providers. But, to make sure you’re getting the best idea of potential prices, Somers Agency—an insurance company in Lorain County, Ohio—says it’s also important to make sure your homeowners insurance quotes are accurate.

To help you along your homeowners insurance process, Somers Agency offers a few tips on what pieces of information to gather ahead of time.

5 Things to Have Ready for Your Homeowners Insurance Quote

1. Home Construction Information

When you submit a request for a homeowners insurance quote, you’ll have to answer several questions regarding the type of home you have and basic details about its construction. Some of the most important pieces of information include the total square footage, the year it was built, and the style of the home—such as ranch or two-story.

2. Exterior Specifics

Since home insurance often covers expenses related to property damage, it’s important to provide information about the outside of the home. For example, you’ll want to have the specifics of your roof and siding, such as age and construction materials.

3. Alarm System Details  

homeowners insurance quoteThe more steps you take to protect your home, the lower your homeowners insurance quote may be. For example, if you have a wired security system or fire alarm, you’ll want to let the insurance company know ahead of time.

4. Previous Insurance Information  

If you’re looking for better home insurance rates, you’ll need to explain who your current provider is, how long you’ve been insured, and any claims you may have made in the past year. This information can help give potential insurance providers a clearer picture of your level of risk.

5. Recent Home Improvements   

One way you may be able to save on your home insurance is by making extensive efforts to improve the condition of the property, such as plumbing repairs or new roofing. Additionally, if you’ve added more valuable resources to your home—such as a finished basement—your coverage amount may need to be increased.  

If you’re looking for the best homeowners insurance quotes, submit these pieces of information to Somers Agency. As a trusted local insurance company, these agents work to provide their clients with competitive rates and comprehensive coverage. To learn more, contact an agent today at (440) 324-3447.

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