Central Business District, New York
36 West Main Street, Suite #110
Rochester, NY 14614
585-263-2444

Real Estate Attorney Offers 3 Tips for Boosting Your Credit Score February 22, 2017

Central Business District, Rochester
Real Estate Attorney Offers 3 Tips for Boosting Your Credit Score, Rochester, New York

When you're applying for a mortgage, lenders put significant weight on your credit score. A higher score makes getting approved much more likely, and will usually mean lower interest rates and other fees. Steve Butcher Sr., Esq., a real estate attorney in Rochester, NY, has some suggestions for potential homeowners who would like to boost their rating before applying for a loan.

3 Tips for Maximizing Your Credit Score

1. Check for Errors

As important as credit reports are, many contain serious errors, including debts that have been paid off or accounts that belong to someone else entirely. Request a copy of your credit report, check it carefully, and report any mistakes immediately. Depending on what you find, this step alone can result in substantial increases to your score.

2. Pay Down Credit Card Debt

real estate attorneyCredit card debt has an outsized impact on your credit, so pay as much of it down as possible. However, to maximize the benefit, keep accounts open after they've been paid off; your credit history’s length also comes into play in the overall equation.

3. Pay Your Bills on Time

While there's only so much you can do about late payments and other negative marks already on your report, you can make sure those same mistakes don't happen again. If paying your consumer debt often slips your mind, setting up automatic payments can ensure that your creditors get paid in a timely manner.

As one of the area's most established real estate attorneys, Steve Butcher Sr., Esq. has the expertise and knowledge to protect your interests, whether you're purchasing a house or putting your home on the market. Visit his website to learn more about his reputation for high-quality legal advice or call (585) 263-2444 to speak with a real estate attorney today.

Attorney Advertising

Other Announcements, Events and Deals from Steve Butcher Sr.
3 Crucial Questions to Ask a Real Estate Lawyer When Buying a House, Rochester, New York
If you’re looking at a particularly tricky real estate purchase, working with a seasoned real estate lawyer is of the utmost importance. There are several key factors of any real est...read more
3 Ways a Real Estate Attorney Can Help Buy or Sell a Home, Rochester, New York
Real estate transactions are among the largest, most complex transactions most people will ever undertake, involving enormous sums of money, dense contracts, and a complicated legal ...read more
3 Ways to Prevent Conflict in Your Will, Rochester, New York
After the death of a loved one, even tight-knit families can fall into conflict, even when there isn’t a significant inheritance at stake. Without a written will, your loved ones may...read more
Real Estate Attorney vs. Agent: How Do They Differ?, Rochester, New York
Buying a home is a monumental moment in anyone's life, whether it's the first or the fifth. After obtaining a pre-approval, a real estate agent is often a buyer's first point of cont...read more
Local Real Estate Lawyer Shares 3 Ways to Prepare Your Home for Sale, Rochester, New York
The real estate market is extremely competitive, which is why it’s essential to make your home stand out if you’re selling. According to Steve Butcher Sr., a leading Rochester, NY, r...read more