When choosing an insurance agent, most people simply select the agent who provides the lowest quote. However, Bingel Insurance Agency, the premier home and car insurance agency in Denver, CO, suggests that you choose an agent using the method outlined below. Since 1987, these dedicated Farmers® insurance agents have been serving Greater Denver and helping businesses and individuals choose the right coverage for their particular needs.
How To Choose the Right Insurance Agent
1. Ask For Referrals
Ask for referrals from friends, neighbors, and colleagues. Word of mouth is a terrific way to find an agent who goes above and beyond to provide great service and invaluable advice. Read online reviews for more input, and get as much information as possible.
2. Evaluate Personality
Meet the agent face-to-face and evaluate his or her personality. Ask for a quote, and explain your needs. Does the agent communicate well? Does he or she ask questions to learn about your situation and needs? Is this person someone you feel comfortable working with long term? Evaluate the agent's personality and method before deciding.
3. See Credentials & Licensure
Ask the agent about his or her credentials. Is he or she a member of—or certified by—any industry organizations? Make sure both the agent and the insurer are licensed in your state. The National Association of Insurance Commissioners Consumer Information Source can often provide that information.
4. Check For Complaints
The NAIC's Consumer Information Source is also a good place to check for complaints filed against the company. Also, consider calling the Colorado state insurance department or Better Business Bureau to see if any complaints have been filed against the agent.
After you've done your due diligence, you can feel comfortable that you are dealing with a reputable, high-quality insurance agent. Bingel Insurance Agency, the most experienced car and home insurance agency in Denver, CO, offers expert guidance to help you choose a policy that meets your needs and fits your budget. Visit their website for contact details, or call (303) 451-8034 to discuss your needs with a knowledgeable professional.